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Hyre Car Insurance Coverage

Insurance policies for ridesharing have become necessary as the popularity of companies such as Uber and Lyft increases. The drivers for these companies must have enough coverage to protect them, their passengers, and their vehicles.

Most of the big companies such as Allstate, State Farm, and Farmers Insurance offer ridesharing coverage options. The options available from insurance companies will depend on which state you live in.

Uber and Lyft offer their own ridesharing insurance which kicks in when the driver's personal insurance coverage ends.

These insurance policies are categorized according to three different 'periods' ranging from when the driver has the app on and is waiting for a ride request to when the driver is actively on a job with other passengers.

The policy is only in effect while the customer is actively under a rent/lease agreement with HyreCar.

Most companies that offer ridesharing insurance allow drivers to choose policy coverages that are specific to their individual situations.

These policies offer liability coverage, which is usually required by the state and first-party coverage such as collision and comprehensive.For drivers or car owners under contract with HyreCar, there are several different options for insurance. HyreCar offers its own insurance to help fill in the gaps left by the insurance policies of Uber and Lyft.

Additionally, most well-known insurance companies offer customizable ridesharing coverage. If you are looking to either rent from or lease through HyreCar, you should first make sure you have adequate protection.

The best way to find the right auto insurance coverage is to compare several different companies. You may find that your current insurance company does not offer the best deal for your situation.

Signing up as a car owner

Car owners can list their vehicles in HyreCar for free, and the process takes just a few minutes. After signing up in the HyreCar website, you'll be asked to describe your vehicle and upload documents for verification. The documents include:

• Clean photos of your vehicle exterior and interior
• Vehicle registration
• Car insurance
• Driver's license
• 19-point inspection
• Lyft/Uber documents

Here are some tips to get off to a good start.

Describe your vehicle properly. Car owners are advised to use only high-quality photos of their vehicles. Short and simple descriptions are encouraged - focus on convincing drivers why your vehicle is the best choice compared to other owners.

Study the local market before pricing. HyreCar recommends all car owners to study similar vehicles in your market to see how they price so you don't run the risk of pricing yourself too high or too low.

Keep your vehicle in good condition. HyreCar advises all car owners to keep their vehicles clean and well-maintained (the platform suggests that save at least 10% of your monthly profits to spend on your car's upkeep).

Read HyreCar's comprehensive guide on renting a car for more information.

Signing up as a driver

After signing up with your basic details on the HyreCar website, selecting a vehicle to rent is easy for drivers. Our HyreCar review will walk you through the entire process.

Select a car. HyreCar has thousands of available vehicles to choose from. If one catches your eye, click 'Book Now' above the picture of your preferred vehicle to begin the process of renting.

Input your dates. You'll be asked to input the dates that you intend to use the car. Keep in mind that the minimum is two days. If you plan to extend your rental period, you can always talk with the owner.

Book at least 5 to 10 cars. HyreCar recommends that you book at least five to ten cars to increase your chances of landing one, as the other choices may be unavailable. The platform only charges for the car you've approved to drive.

Pay for the vehicle. Once you've decided on the vehicle, you'll have to fill out the payment information. Drivers using debit cards will be charged a refundable $200 deposit which will be held in your account.

Go through a background check. HyreCar will run a background check on new drivers that takes only a few hours.

Receive the documents. Once your car owner application is approved, HyreCar will send you documents to upload to your Uber or Lyft driver account. This includes your vehicle registration, rideshare insurance, and your 19-point inspection report. Your insurance will be delivered to you a day before your scheduled to pick up your rented vehicle.