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The biggest way to save money on your mortgage is to make sure you have a good credit score. The higher your credit score, the lower your interest rate will be. You can get a free credit report from each of the three major credit bureaus every year at AnnualCreditReport.com.

You can also shop around for the best mortgage rate. Don't just go with the first lender you talk to. Get quotes from several different lenders and compare their rates and fees. Be sure to ask about closing costs, as well.

Another way to save money on your mortgage is to choose a shorter loan term. A 15-year mortgage will have a lower interest rate than a 30-year mortgage, and you'll pay it off much faster. Of course, that means your monthly payments will be higher, but if you can swing it, it's worth it in the long run.

If you're really struggling to make your monthly mortgage payments, there are some government programs that can help. The Home Affordable Refinance Program (HARP) is one option that could help you refinance into a more affordable loan. The Home Affordable Modification Program (HAMP) offers assistance to homeowners who are at risk of foreclosure.

Making extra payments towards your principal balance can also save you money in the long run. Every extra payment you make reduces the amount of interest you'll pay over the life of the loan. Even making one extra payment per year can make

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If you're looking to save money with ezTaxReturn.com Coupon Codes on your home loan, refinancing may be the way to go. By refinancing, you can take advantage of lower interest rates and potentially get a lower monthly payment.

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