20% Albert Promo Codes ( Albert Coupon Codes) December 2025

The most redeemed Albert discount codes

Introduction

Albert is a financial technology company that provides a mobile app for personal finance management. It is based in the United States and was founded in 2015. The app is designed to help users manage their money, save more, and invest wisely. It is available for both iOS and Android devices.

We are revolutionizing the way people approach their finances at Albert. Our team of financial experts is dedicated to helping every American achieve financial stability and build healthier relationships with money. With our innovative products and services, we aim to provide affordable access to expert guidance that can save our customers considerable sums of money and set them on the right financial path.

Our vision is to build a world where everyone, regardless of income or net worth, has access to financial advice and guidance. For too long, large financial institutions have overlooked the day-to-day needs of millions of Americans, while navigating personal finances has been costly and inaccessible for many. We believe that by offering affordable access to expert guidance, we can help people make the right financial decisions and achieve their financial goals.

At Albert, we combine the expertise of our financial geniuses with powerful technology and algorithms to offer personalized and honest advice for our customers' unique financial situations. Our geniuses are human experts on all things money and can handle big and small financial questions with ease. We offer financial products that align with our customers' goals, so they have help at every step of their financial journey.

Our values are centered on our customers' success. We put our customers first, and our goal is to make every interaction they have with their money better. We believe that everyone has the right to financial expertise and access to guidance. Our geniuses provide open and honest conversations to help our customers navigate their finances with confidence. We strive to simplify our customers' financial lives with our easy-to-use products and services.

Albert's co-founders, Yinon Ravid and Andrzej Baraniak, share a passion for helping people make informed financial decisions. They met as college roommates and went on to pursue careers in finance. After years of working in the industry, they reconnected and decided to create a business that would remove the confusion and uncertainty surrounding personal finance decisions. They named the company Albert, and the rest is history.

In conclusion, at Albert, we are committed to providing affordable access to expert guidance and innovative products that can help our customers achieve their financial goals. With our human guidance, powerful technology, and values centered on our customers' success, we are changing the way people think about money.

Types of Accounts

Albert offers two types of accounts: Albert Savings and Albert Investing. The Albert Savings account is a high-yield savings account that offers an annual percentage yield (APY) of up to 0.25%. It is FDIC-insured up to $250,000. The account is designed to help users save money by automatically transferring funds from their checking account to their Albert Savings account. Users can also set up recurring transfers to save a specific amount of money each month. The Albert Investing account is a robo-advisor that offers automated investment management. It is designed to help users invest their money in a diversified portfolio of exchange-traded funds (ETFs). The account is managed by a team of investment professionals who use algorithms to determine the best investment strategy for each user. The minimum investment for the Albert Investing account is $1.

Services

Albert offers a variety of services to help users manage their money. One of the most popular services is the Albert Genius feature. This feature provides users with access to a team of financial experts who can answer their questions and provide personalized advice. Users can chat with a Genius through the app and get advice on topics such as budgeting, saving, and investing. Another popular service is the Albert Instant feature. This feature allows users to get a cash advance of up to $100 from their next paycheck. The cash advance is interest-free and is automatically repaid from the user's next paycheck. This feature is designed to help users avoid overdraft fees and other costly fees associated with short-term borrowing. Albert also offers a variety of tools to help users manage their money. The app includes a budgeting tool that allows users to set up a budget and track their spending. It also includes a savings tool that helps users save money by automatically transferring funds to their Albert Savings account. The app also includes a bill negotiation tool that can help users save money on their monthly bills.

Conclusion

Overall, Albert is a great option for anyone looking to manage their money more effectively. The app offers a variety of tools and services to help users save money, invest wisely, and manage their finances. The app is easy to use and is available for both iOS and Android devices. If you're looking for a way to take control of your finances, Albert is definitely worth checking out.